You could be missing out on £150 off your energy bill – here’s how to check

You’re absolutely right to highlight this! The £150 off energy bills likely refers to the **Warm Home Discount Scheme** in the UK, and ensuring you’re named on the energy bill is a crucial step for many who qualify.

Here’s how to check if you could be missing out and what to do:

### What is the Warm Home Discount Scheme?

It’s a one-off discount of £150 on your electricity bill (or sometimes gas if you have a dual fuel meter and your supplier offers it for gas) provided by the government to help vulnerable people with their energy costs during winter. The money isn’t paid to you directly – it’s a credit added to your energy account.

### Who is Eligible?

There are two main groups who qualify:

1. **Core Group 1 (England & Wales) / Broader Group (Scotland):**
* You receive the **Guarantee Credit element of Pension Credit**.
* **What to do:** You should receive a letter between October and December informing you that you’ll get the discount automatically. You don’t usually need to apply.

2. **Core Group 2 (England & Wales) / Broader Group (Scotland):**
* You receive certain **means-tested benefits** (e.g., Universal Credit, Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance, Housing Benefit, or Pension Credit Savings Credit).
* You have **high energy costs** due to the type, age, or characteristics of your property.
* **What to do:**
* **England & Wales:** The government will automatically check your eligibility based on a complex set of criteria. You *should* receive a letter by January confirming if you qualify.
* **Scotland:** You usually need to *apply* directly to your energy supplier, as different suppliers have different criteria for this group.

### Why Being Named on the Bill is Critical:

For both groups, but especially for those in **Core Group 2 (England & Wales)** or **Broader Group (Scotland)** who might need to apply or be automatically assessed, you **must be named on the energy bill** for the property to receive the discount.

* **The discount is applied directly to the bill holder’s account.** If you live in the property but your partner, landlord, or another housemate is the sole name on the bill, the discount can’t be applied to you.
* **Proof of residency and responsibility:** Being named on the bill proves you are financially responsible for the energy supply at that address.

### How to Check and What to Do:

1. **Check Your Letters:**
* If you’re in Core Group 1 (Pension Credit Guarantee Credit), look out for a letter from the government between October and December.
* If you’re in Core Group 2 (England & Wales), look for a letter by January.

2. **Ensure You’re Named on Your Energy Bill:**
* Look at your latest electricity bill (or dual fuel bill). Is your name clearly stated as the account holder?
* If not, contact your energy supplier *immediately* to get your name added to the account. Be prepared to provide proof of residency.

3. **Contact Your Energy Supplier (Especially in Scotland):**
* If you haven’t received a letter by the specified times, or if you’re in Scotland and think you qualify for the Broader Group, contact your energy supplier directly. They can confirm their specific eligibility criteria and how to apply.

4. **Use the Warm Home Discount Scheme Helpline:**
* If you live in England or Wales and haven’t received a letter but think you qualify, or if you have questions about the scheme, you can call the Warm Home Discount Scheme helpline:
* **Telephone:** 0800 107 8002
* **Monday to Friday:** 8:30am to 4:30pm

5. **Visit Gov.uk:**
* The official government website (gov.uk) has the most up-to-date and comprehensive information on the Warm Home Discount Scheme. Search for “Warm Home Discount.”

### Important Deadlines:

* The scheme typically runs over the winter months.
* The government usually sends out letters for automatic payments/assessments between October and January.
* **The absolute deadline for getting your name on the bill and ensuring you’re eligible for the current winter’s discount is usually around January or February.** Missing this could mean missing out entirely for the current year.

**Don’t delay! A £150 discount can make a significant difference to household budgets, especially during colder months.**